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 Business startup Most people who start up in business do so because they have a good business proposition and the enterprise and commitment to see it through, not because they are experts in the legal, financial, and fiscal aspects of running a business. Indeed, these matters can often seem daunting, and even off-putting, to the budding entrepreneur. The good news is that you do not need to be an expert in these fields to succeed in business. All you need is the support of a team of trained experts. That's where we fit in. Bring us your business ideas and we'll help you to evaluate them in a constructive and realistic manner. We can also help you:  

• Decide on the most suitable structure for your business - sole  trader, partnership, or limited company 
• Prepare a business plan, cashflow projections, budgets, and trading   forecasts 
• Assess your finance requirements, advise on the best sources of  finance, and draw up the necessary proposals 
• Establish a good working relationship with your bank 
• Complete any registration procedures with Companies House, Inland Revenue, or Customs and Excise 
• Deal with company secretarial issues 
• Set up a recording system for your internal use and for complying  with statutory requirements

Start your new venture on a sure footing - call me for an initial consultation today.  

 Pensions Auto Enrolment The law on workplace pensions has recently changed, making it the employer’s legal duty to ensure that employees are placed onto a workplace pension, this is called Auto Enrolment. Auto enrolment is a legal requirement for all UK businesses or organisations that meet a certain criteria, as an employer you must automatically enrol staff who:  

• are aged between 22 and State Pension age
• earn more than £10,000 a year  
• work in the UK

Although it is automatic for your staff as they do not need to do anything, it is not automatic for you as an employer, as you must take the steps in order to set up auto enrolment of staff into a workplace pension scheme.

 What you need to know Each employer has their own deadline by which they must be ready for auto enrolment, this is known as your staging date. You can find you staging date by using the following link: http://www.thepensionsregulator.gov.uk/employers/staging-date.aspx The eligibility of each employee will need to be assessed as there are other factors and exceptions which need to be considered apart from their age and earnings. You must also choose a reputable pension scheme, and you can use one of our trusted partners, who are answerable to the Parliament through DWP(Department of work and pensions). Finally you will need to properly communicate with your staff when they will be automatically enrolled, the pension provider you have chosen and also their rights and options according to the guidelines set by the Pensions Regulator. Employers who fail to comply by their deadline will face heavy fines and penalties, do not risk it. 

How can help At Stoakes Accountants I believe I are the perfect choice when it comes to choosing your "auto enrolment partner", I pride myself in ensuring complete compliance to current legislation. The easy registration process means your business will be ready for auto enrolment well before your deadline. 

The Pensions Regulator  The Pensions Regulator will be contacting you shortly advising you of your Pension Auto Enrolment staging date and requesting you to nominate a contact by their deadline. Nominate Stoakes Accountants and I will implement your duties on your behalf. Call or email Stoakes Accountants now for a quotation.  

I have for many years prepared SA Returns for Personal Tax clients, Partnerships and the Self Employed.  I have sucessfully reclaimed thousands of pounds for clients over the years.  All my clients have come from personal recommendation and are based all over the UK.  Many I have never met!, I was recommended to them and we have enjoyed a good working relationship for many years now.  I offer a value added service not just accounts and tax work.